Shaping Up Our Finances With Adaptu

We’re ending the first month of the Adaptu Financial Shape Up Contest and as far as saving for that summer vacation next year goes, it has been a very slow process.  We’ve had a couple of financial hurdles to make this month and it has really slowed down our progress.  However, Adaptu has been extremely helpful even through this and it’s just another reason it’s such a great site for learning to manage and save your money.

The first thing that threw a kink in our finances this month is that my paycheck went from twice a month to once a month.  I knew this was going to happen, but I assumed it would start at the beginning of September.  So of course, when this took place during the middle of this month, it caught me off guard.  Thankfully, my husband is paid weekly, but he drives a truck, so his salary is never the same each week.  If you’ve ever tried to budget when your salary varies, you can understand how difficult that is.  Adaptu has an excellent article that was extremely helpful to me on how to budget when paychecks vary.  I highly recommend this reading to anyone in this same situation.

And?  Our car had to have some air conditioning work.  I would have put that repair off if I could have, but it will be 80- 90 degrees here in Mississippi well into November, so it just couldn’t be avoided.  My husband and I joke that anytime we save up money, it is guaranteed something will go wrong with the car.  It’s not so funny anymore.  We’re possibly looking at having to buy another car in the near future, and that alone almost sends me into slight panic attacks.  I like not having a car payment.

So, even though this month was pretty much a wash, I’m still learning more about our finances through Adaptu.  There’s still a few more days to enter the $50 giveaway from Adaptu that I am hosting here on my blog.  Be sure and check it out.

I am participating in a compensated blogger campaign for Adaptu. All opinions are my own.